Freeze Mortgage and Other Payments

• Mortgage Payments
  Banks and other lenders are offering homeowners mortgage assistance options which include forbearance.  Call your lender or go to your mortgage lender website for details.  As an example, US Bank now has a link on their website to make it easy and quick for homeowners to request their forbearance.  It was an easy four step online process that offers six months forbearance.  Call your lender.

 

• Rent Payments
  On March 29, 2020, Governor Sisolak announced a moratorium on evictions for both residential and commercial tenants for the duration of the State of Emergency.  Make sure to reach out to your landlord or property manager to let them know your situation.  Many are working with tenants to freeze or pay partial rent, depending on your financial situation.

 

• Utility Bills 
  Major utility companies in the Las Vegas valley are also offering to help customers facing financial hardship.
  
  The following companies are offering payment support and suspending disconnections for non-payment.  Contact each for details or click on each for details:
  
  NV Energy
  Southwest Gas
  Las Vegas Valley Water District (LVVWD)
  Southern Nevada Water Authority (SNWA)
  Cox
  DirecTV

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• Automobile Payments and Credit Card
  
  Automobile, credit card companies, and other financial lending institutions are also offering consumers assistance in freezing payments.  Give them a call and let them know.  They are all making the process easy and quick for consumers.

 

The key here is to reach out to your lenders and get the freeze put in place.  It may be overwhelming, time-consuming due to large call volumes, but the agents are usually pleasant to deal with, and already know how to handle the situation.​